Here are some steps you can take which may help reduce your premiums:
Increase your deductible. A higher deductible will reduce your premium. Make sure you have enough savings to cover your deductible should you experience a loss.
Take steps to prevent/reduce your loss:
– Installing a monitored alarm
– water mitigation measures such as a water sensor or backwater valve,
or even replacing your hot water tank could help reduce your premium.
Have you paid off your mortgage but forgot to let us know? A mortgage free discount is available.
Reduce shopping. Insurance companies reward Client loyalty with extra discounts.
Take advantage of company offerings such as decreasing deductible endorsements and property claim protection.
Bundle your protection. Combining your property with your auto insurance with the same insurance carrier can provide up to a 20% savings.
Speaking of auto, if you are looking for cost savings more carriers are providing usage-based insurance programs which track your driving habits and reward good drivers with discounts of up to 30%.
Contact us today and your Dedicated Account Manager can review your policy to see what cost savings are available for you.