Property Insurance

Property insurance protects your home, apartment, condo, or seasonal property and the things you keep in it.

Damage caused by some natural disasters is covered, but there are exceptions. Maintenance-related problems are the homeowners’ responsibility.

Wilson Insurance offers many different types of homeowner insurance that can protect:

• The structure of your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your policy
• Structures detached from your home such as a garage, tool shed or gazebo
• Trees, plants and shrubs on your property (not including damage by wind or disease)
• Personal belongings (e.g., furniture, clothes, electronics) if they are stolen or destroyed by fire, hurricane or other insured disaster
• You against lawsuits for bodily injury or property damage caused by you, your family members or your pets (both the cost of defending you in court and any court awards up to the limit of your policy)

Your policy may also provide no-fault coverages such as no-fault medical coverage and no-fault property damage. Homeowners insurance can also help cover the costs of living away from home if you can’t live there due to damage from a fire, storm or other insured disaster.

The best way to determine if you have enough coverage insurance is to conduct a home inventory and seek the advice of a professional. The team at Wilson Insurance recommends purchasing a comprehensive homeowners policy, which offers the broadest coverage options available.

Art, Jewellery & Collectables have limited coverage on a property insurance policy.

For more information, simply send us an email or request a quote and we will be in contact with you.