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Can your business afford a payment that exceeds a million dollars?
If not, typical insurance coverage may be insufficient. Liability claims are often settled in court and any size business can be found legally and financially responsible.
A Business Umbrella Liability policy is a valuable insurance coverage option that provides an extra layer of insurance protection to handle major losses. It can cover medical expenses, lost income and other costs involved in case of an accident or fatality, as well as auto liability exceeding $1,000,000.
An Umbrella Liability policy could be the difference between a bankruptcy and your on-going business success. Just as any form of insurance, there are exceptions to coverage. That said, an umbrella liability policy is one of the best ways to help shield a business from catastrophic claims.